Terms & Conditions
These Terms govern the use of kruvali.com and the services offered by Kruvali S.A.S. By browsing or registering you expressly accept these conditions.
1. Purpose
Kruvali offers a technology platform for real estate crowdlending that allows individuals and legal entities to lend capital to previously evaluated projects in exchange for an agreed return.
2. Eligibility
To operate you must be 18 or older, a tax resident in Argentina or a compatible country, and successfully pass our KYC/AML controls. We reserve the right to reject registrations at our reasonable discretion.
3. Nature of the investment
Contributions are instrumented via individual per-project contracts. They are not bank deposits and are not covered by the deposit insurance scheme. There is a risk of total or partial loss of capital.
4. Fees
Kruvali charges a one-off origination fee to the developer and an administration fee proportional to the net return obtained by each investor. Full breakdown is published in every project sheet.
5. Responsible use
You may not use the platform for money laundering, terrorism financing, tax evasion, reverse engineering or any unlawful activity. Suspicious activity will be reported to the UIF as required by law.
6. Intellectual property
All trademarks, logos, designs, texts, renders and code are exclusively owned by Kruvali or its licensors. Reproduction without written authorization is forbidden.
7. Limitation of liability
Kruvali does not guarantee future returns and assumes no liability for decisions taken by investors. We act as a technology intermediary and provider of qualified financial information.
8. Governing law and jurisdiction
Any dispute is governed by Argentine law and shall be resolved before the Ordinary Courts of the City of Córdoba, with the parties expressly waiving any other jurisdiction.
9. Amendments
We may update these Terms. We will publish the current version with its date and, if changes affect your rights, we will notify you by email before they take effect.